Fedora Servers :: Get ChrootDirectory Working With SFTP?

I'm trying to get ChrootDirectory working with SFTP. I understand the chroot directory is not writable by the user, so I have to create a sub-directory the user is supposed to write to. I keeping getting write permission denied when uploading a file to this sub directory? how to troubleshoot this or know what i'm doing wrong? Here's how I have it setup.

Fedora 15, OpenSSH 5.6p1

/etc/ssh/sshd_config looks like this

Code:

Subsystem sftp internal-sftp
Match Group sftp
ChrootDirectory %h

[code]...

I created the sftp group and created a test user.

Code:

groupadd sftp
useradd -g sftp -s /bin/false -d /home/test test

Then gave root access to the test user's home directory so chroot will work.

Code:

chown root:root /home/test
chmod 755 /home/test

Since the user's home directory is the chroot directory, the user will not have write access to it. So I created a sub-directory that the user will have write access to.

Code:

mkdir /home/test/data
chown test:test /home/test/data
chmod 755 /home/test/data

I can successfully sftp into the server and download files. But I cannot upload files to the data directory? I get write permission denied.